Commercial Mortgages

commercial mortgage broker

We specialize in financing all Styles of income-producing real estate, structuring a unique financing package to fit each particular property and controlling the transaction from inception to closing - keeping you informed throughout the process.

Our hands-’on approach to keeping pace with lenders in each marketplace gives you a competitive advantage when it comes to structuring your transaction. We know the type of investments each lender is targeting for their portfolio and how to negotiate the best loan terms in order to achieve our financing goals. Our job is to match your objectives with the most appropriate lender in the most timely manner.

Horizon specializes in financing a variety of property types including:

  • Multifamily
  • Office
  • Retail
  • Mixed-Use
  • Condominium
  • Hospitality
  • Industrial
  • Healthcare
  • Student Housing
  • Senior Housing
  • Self-Storage
  • Land

Types of Available Financing


Horizon excels at providing our clients with quality execution of acquisition financing even when faced with known and unknown challenges. Any number of obstacles can occur when acquiring a property. Whether it is a lack of good historical information, excessive violations, title issues or a challenging credit profile. HMC understands how to address these challenges upfront and choose a lending source accordingly in order to eliminate problems before they occur. Working with HMC on your next acquisition will provide you with the confidence you need to commit to difficult decisions.

Throughout its long history. HMC has proven itself to be at the forefront of sourcing building loans to provide construction proceeds for a host of property types. Be it an urban condominium building, office building, suburban garden apartment complex or retail property, HMC has arranged billions in construction financing through many market cycles for a wide variety of investment real estate. HMC understands that each construction loan is different, therefore we adjust our approach to insure that each of our clients benefit from our experience in securing the most favorable terms based on the profile of each project. Our mortgage professionals analyze every aspect of the project to tailor financing solutions to achieve the specific needs of the development. We understand that the construction loan often ends with a permanent mortgage, so we always tailor the project loan with an eye towards insuring a proper permanent take-out loan while reducing market exposure.

Horizon provides medium to long term permanent financing for all commercial property types. This loan structure is used to replace a construction loan, or to purchase existing commercial property.

Interim financing can provide real estate investors with a financial solution for a variety of challenging situations. Short-term bridge financing is available in any number of structures and options and the seasoned professionals at HMC can help you navigate these alternatives and work with the right lender to provide the most favorable terms for your investment needs. Bridge loans are often associated with time sensitive situations and works to expedite the process and secure the funding you need as quickly as possible. HMC prides itself on long-term client and lender relationships and has a proven track record of repositioning short-term financing to a permanent long-term structure when the time is right.

At HMC, our broker professionals will help you determine if mezzanine financing may be appropriate for your investment property and how to best benefit from financing solutions across the entire capital stack. HMC has long standing relationships with a variety of mezzanine lenders and preferred equity partners who can provide you with the additional funding you need in a quick and seamless transaction.

Horizon has extensive experience in providing business financing which includes equipment loans, leasehold build-out, debt refinance, as well as providing working capital. While rates and loan amounts are similar, the term of the loans typically exceed what conventional bank financing as well as capital lease structures will allow which equates to lower monthly payments.

Horizon has worked extensively in the medical arena having closed on loans for medical office buildings as well as equipment financing. They types of medical office financing include construction, equity raises, and permanent debt. Horizon also has closed on loans which have provided financing for medical equipment purchases, build-out for medical offices, and working capital for physicians.

Horizon is an approved correspondent for several small balance loan programs. Typical small balance loans include transaction sizes of approximately $3,000,000 and less. 

Horizon has successfully financed the following commercial property types: Apartments, Office Buildings, Industrial Facilities, Condominiums, Anchored and Unanchored Retail, Retirement Centers, Golf Course Facilities, Health Clubs, Hotels, Mobile Home Parks, Self-Storage Facilities, RV Parks, and Land for Development.